Money Claim Online
Frequently Asked Questions
Registering
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Logging on
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Claim Menu
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Claimant details (Step 3 of 8)
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Defendant's details (Step 4 or 8)
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Particulars of claim (Step 5 of 8)
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Making payment (Steps 6-7)
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How to proceed on the defendant's response to the claim
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Entering judgment
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How to proceed on the defendant's response to the judgment
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Issuing a warrant of execution
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General queries after service
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Registering
Q. What can I do on the money claim website?
A. Issue a claim, enter judgment by default/admission, issue a warrant of execution.
Q. How do I register as a new claimant?
A. When entering the site click on I am a 'Claimant', then 'I am a new customer'. The system will then take you through several pages of information for you to read and take you to the registration page.
Q. How do I get more information on the processes of issuing a claim?
A. Information is available from any court or the court service website. The user guide on the MCOL site also provides invaluable details on the issuing of claims. We recommend that every customer read through this as it gives essential information.
Q. How do I get to the user guide?
A. When registering there is a link from the information pages under the heading of tutorial. Whilst completing the claim online there is a link to the user guide from every page under the title of tutorial, this is at the top and bottom of every page on the right hand side.
Q. What information does the user guide provide?
A. Information to consider before issuing a claim (with links to legal advisors)Information on checks to be made (with links to the insolvency service)
How to use money claim online
The process of issuing a claim
Responses that could be made by a defendant and how to proceed following this
Guidance on enforcement (with link to the court service website)
Guidance on how to monitor a claim (including how to print and save details)
Q. How do I know if I have a valid claim?
A. This is not information that the court can provide. If you are not sure about the details you are inputting you must seek legal advice.
Q. Why does my claim go through Northampton?
A. As a bulk issuing centre all MCOL cases go through Northampton to be issued.
Logging on
Q. How do I log in as an existing customer?
A. When entering the site click on I am a 'Claimant', then 'I am an existing customer'. The system will then take you through to the logging in page.
Q. I've forgotten my ID how can I find this?
A. When claimants first register they are sent a confirmation email of their ID, so it can be recovered this way. If the email is erased there is no way to recover this information.
Q. I've forgotten my password how can I find this?
A. This cannot be recovered. You can however request a new one. You must enter your ID and click onto 'have you forgotten your password?' You must then answer a security question, which if you get correct means that a new password will be e-mailed to you.
Q. I've entered my ID and password, I'm sure they're correct but it won't accept them what is the problem?
A. Possible problems include the format of the information, the system is case sensitive so they have to be entered in their original format to be accepted. If these are copied and pasted from anywhere they will be rejected.
Q. I need to amend my registration details, how do I do this?
A. Claimants must log on as an existing customer and enter their ID and password, they should then click on 'do you want to change your registration details' which can be found underneath these boxes.
Claim Menu
Q. How do I bring up the claim menu?
A. Log in as an existing customer, enter the ID and password to bring up the claim menu.
Q. What does the claim menu show?
A. The claim menu page allows you to issue a new claim or continue with an existing claim. It also gives details of the status of each existing case and allows you to continue to the next stage of a claim (for example entering judgment or issuing a warrant).
Q. How do I find my Claim Number?
A. Log in as an existing customer, enter the ID and password to bring up the claim menu and click underneath the 'claim' option.
Q. How do I find out the status of my claim?
A. Bring up the claim menu. The box underneath 'claim' will show the status, clicking on this will give more details.
Q. How do I know if the defendant has responded to my claim?
A. Bring up the claim menu. The box underneath 'claim' will show the status, this may either read continue, requested, issued, acknowledged, or defence.
Claimant details (Step 3 of 8)
Q. I live abroad can I still issue a claim?
A. Yes. If you have a service address in England or Wales.
Q. What should I enter in the service address field?
A. This address should be entered if it is different from the claimant's address already entered. This is the address that any documents or payments are sent to. It may be a solicitor's address or that of a litigation friend.
Defendant's details (Step 4 or 8)
Q. The defendant lives abroad can I still issue a claim?
A. No. They must have an address in England or Wales.
Q. I do not know the defendant's home address can I use a care of / PO box / work address?
A. No. The address must be where the defendant resides, or the company's address if the defendant is an organisation for enforcement purposes.
Q. The system is stating the address is not within England or Wales but it is, why is it saying this?
A. This may be because you have entered England, Wales or Uk in the address field which is not recognised by the system. If that is the case please remove them.
Q. The address search was unsuccessful but I know the address entered is correct what should I do?
A. There is an option to select 'I want to use the address I entered myself'.
Q. I have more than one defendant what should I do?
A. If there are two defendants you can tick the box stating 'second defendant' to add their details. They must be entered as two separate defendants.
Particulars of claim (Step 5 of 8)
Q. What details should I be entering in this field?
A. This is a description of what you are claiming for and must include any claim for interest. The information provided here must be sufficient enough to enable the defendant to respond to your claim.
Q. I have entered my particulars, however an error message prevents me from going any further, how do I proceed?
A. There may be several reasons why your particulars are being rejected. Please check: The particulars are no more than 1080 characters or longer than 24 lines
No other punctuation apart from full stops and commas are included
No double spacing has been used
The particulars have been typed in fresh, copied and pasted material will not be accepted.
Q. Do I need to tick the box about reserving the right to claim interest?
A. If you wish to claim interest in you claim you will need to tick this box and then copy and paste the pop up box that appears into the particulars. You must ensure you complete the brackets in this paragraph correctly to enable you to claim interest.
Q. How do I work out the interest I am entitled to?
A. If you are claiming interest under section 69 of the county courts act 1984 you must multiply the amount you are claiming by 8% and then divide this by 365. This gives you the daily rate of interest. You must then work out how many days have passed since the date the invoice was due until the date the claim is issued. Not only must this be stated in the particulars of claim, but this figure must also be added to the amount you are claiming.
Q. What is the court fee?
A. The court fee is automatically worked out by the system when you press calculate. The amount you will need to pay depends on the amount you are claiming. County Court fees leaflet
Q. Can I claim back the court fee?
A. Yes. This is automatically added onto the amount you are claiming by the system.
Q. Why is signing the statement of truth so important?
A. By completing the statement of truth, you certify that the information provided is true. A person who completes a statement of truth without an honest belief in the truth of the given information is liable to proceedings for contempt of court.
Making payment (Steps 6-7)
Q. I pressed submit in error and my claim has now gone through, can I stop it?
A. If you contact money claim online by fax or e-mail by 10am the next working day your claim can be withdrawn and a refund sent out by payable order.
Q. What should I write in my withdrawal e-mail?
A. You must quote your claim number, name and address, who your refund should be made payable to, and the reason why you would like to withdraw your claim and request a refund.
How to proceed on the defendant's response to the claim
Q. I have received a full admission from the defendant which I accept, how do I proceed online?
A. Your next step is to enter judgment by admission. Go into the claim menu and press 'start' under the judgment option. Two options will be given and you are to tick the box stating 'the defendant admits that all the money is owed'. You will then tick the box stating 'I accept the defendant's proposal for payment'.
Q. I have received a full admission from the defendant but it has no offer of payment, how do I proceed online?
A. Your next step is to enter judgment by admission. Go into the claim menu and press 'start' under the judgment option. Two options will be given and you are to tick the box stating 'the defendant admits that all the money is owed'. You will then tick the box stating that 'the defendant has not made any proposal for payment'.
Q. I have received a full admission from the defendant, but I do not accept the offer of payment made, how do I proceed online?
A. You cannot proceed online any further. If you would like to enter judgment you must send a manual request to the court along with a copy of the full admission so the court can determine the rate of payment.
Q. I have received a part admission from the defendant which I accept, how do I proceed online?
A. You cannot proceed online any further. If you would like to enter judgment you must send a manual request to the court along with a copy of the part admission so the court can enter judgement for you.
Q. I have received a part admission from the defendant, which I do not accept, how do I proceed online?
A. You cannot proceed online any further. If you would like to proceed with the claim you must inform the court so that the case can be transferred out.
Q. I have received a defence from the defendant stating they have paid. I have not received any payment, how do I proceed online?
A. You cannot proceed online any further. If you would like to proceed with the claim you must inform the court so that the case can be transferred out.
Q. I have received a defence disputing the claim from the defendant, how do I proceed online?
A. You cannot proceed online any further. If you would like to proceed with the claim you must complete the allocation questionnaire sent to you once the defence is received and return it to the court the case has been transferred to.
Q. The defendant's time to respond has passed and no response has been received, how do I proceed online?
A. Your next step is to enter judgment by default. Go into the claim menu and press 'start' under the judgment option. Two options will be given and you are to tick the box stating 'the defendant has not filed an admission or defence to my claim'.
Entering judgment
Q. I am entering judgment by default but a message comes up stating you cannot enter judgment by default at this time, why does it say this?
A. This is because the defendant's time for filing a response has not yet passed. If their deadline fell on a weekend or bank holiday they are given the next working day to respond. It may also be because the defendant has filed an acknowledgement of service, which gives them an extra 14 days to respond.
Q. I am unable to request judgment online, how can I request judgment?
A. You must send a judgment request to the court. The form (N225) can be downloaded from this site.
Q. How do I work out the interest I am owed when entering judgment?
A. You can only claim interest at this stage if you reserved the right to claim interest when entering your particulars of claim. You must also have completed the interest paragraph correctly. Your daily rate of interest will be stated in your particulars of claim, you will therefore need to calculate the number of days passed since the date of issue to the date you are entering judgment.
Q. How much does it costs to enter judgment?
A. There is no fee to enter judgment.
How to proceed on the defendant's response to the judgment
Q. The defendant has now paid the judgment in full, what do I do now?
A. Once you have received full and final payment you must inform the court in writing. This can be done by an e-mail, fax or letter. The claim number must be quoted along with the date full and final payment was made.
Q. The defendant has not made any payment / only paid part / defaulted on their instalments following the judgment what should I do?
A. If you would like to proceed with the case your next course of action is to apply for enforcement. Which method you use will depend on the judgment amount.
Q. What enforcement procedures are available?
A. The enforcement methods include:
Warrant of execution
Attachment of earnings
Charging order
Garnishee order
Oral exam
Q. How do I get more information on enforcement?
A. This information is all available from the court service website, any local court or legal advisor.
Q. How do I apply for these enforcement methods?
A. You will need to write to the court requesting the case be transferred and advising which method you are intending to apply for.
Q. Do I have to pay for enforcement?
A. Yes. The fee depends on the enforcement method chosen.
Issuing a warrant of execution
Q. I cannot request a warrant online, what do I do?
A. You must send a transfer request to the court. This can be an e-mail, fax or letter you must quote your claim number and the reason for transfer. You will then have to contact the defendant's local court to issue the warrant and pay the fee.
Q. Is there a fee to issue a warrant?
A. Yes. This depends on the amount of the warrant. If it is for under £125 the fee is £35, if the amount is above £125 the fee is £55. A warrant cannot be issued for more than £5000.
Q. Can I claim this fee back?
A. Yes. This is automatically added onto the amount of the warrant.
Q. Why did my warrant go to Northampton County Court?
A. If the system does not recognise the defendant's address the warrant will go to Northampton to redirect.
General queries after service
Q. I need to make an amendment to my claim how do I do it?
A. Once the claim has been issued the court cannot change any of the details submitted without an application and request to re-serve the claim. You must complete an application notice (N244) detailing the changes you would like to make and send this to the court along with an N1 completed with the correct claim details. The court will then amend the details, re-seal the claim form and return it to you to re-serve on the defendant. You must keep a copy of the sealed N1. It is then your responsibility to re-serve the claim form. You must then send the court a completed certificate of service (N215) along with the copy of the N1 so the court knows the date when the defendant's response is due.
Q. Is there a fee for my application?
A. This depends on what you are applying to amend and at what stage you are making the application. There may be a fee of £40. General guidance: Before the claim is served there is no fee to amend a claim. If any details are being completely changed, for example you are changing the defendant you are claiming against, there will be a fee.
Q. Can I still proceed with my claim online after the details have been amended?
A. No. The court has changed the details on their system, which will not update your details online. You will therefore have to go through the court to proceed with your case.
Q. I have made an 'obvious' mistake on my claim, I entered myself as the defendant and the claimant, what should I do?
A. In this situation the mistake made is obvious. You can withdraw that claim and issue a new correct claim rather than applying to amended it. You should e-mail or fax the court requesting to withdraw the original case with your reasons and request a refund. You must quote the new claim number and your name and address so a payable order can be sent out. This applies to situations where the claim is a defendant vs a defendant, a claimant vs a claimant, or the defendant and claimant details have been entered the wrong way round.
Q. Where do I find the form I need for amending my claim / re-serving my claim / entering judgment / setting judgment aside/ reissuing a warrant etc?
A. All court forms can be found on this website in 'forms and guidance' and then 'general forms'. A list of court forms can be found here, simply click onto the appropriate one and print it off.
Q. The defendant has promised he will pay next week but their time to respond to the claim form expires tomorrow, what should I do?
A. Nothing will happen on a claim unless you request it to. The court will not proceed with any further action against the defendant automatically without your request.
Q. I issued a warrant two weeks ago and I have not heard anything, why not?
A. Warrants are not actioned immediately. The defendant's local court will receive your warrant. They will then write to the defendant to advise them a warrant has been issued and that they have seven days to contact the bailiff to make payment / offer of payment. If no response is received the bailiff will then visit the defendant's property. The time limit on this depends on how busy the court is, but this is usually within fourteen days. Warrants can take several weeks to action, as the bailiff may have to visit the property more than once.
Q. How will I know the progress of my warrant?
A. The court executing the warrant will update you by post. Your claim will also be updated on the website. If you require an update you can contact the local court directly and speak to their enforcement section.
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